We’re a team of nonprofit executives, philanthropists, fundraisers, and technologists who have come together to unlock more money for more nonprofits. We believe this is best accomplished with our Donate Now, Pay Later™ product. It was important to us from the start, however, that the product was completely free for donors. This means no fees, transaction costs, and definitely no interest…ever. However, we are a business, and we need to pay our employees a fair wage and keep the lights on. The way we make money is simple: when a nonprofit signs up on B Generous they elect to cover the program fees associated with using Donate Now, Pay Later™. This means there are no hidden costs for the nonprofit, and the nonprofit only pays a small “success fee” on each completed Donate Now, Pay Later™ transaction. But we were still not satisfied, so we added another feature to our product which allows donors to cover a portion of these fees on behalf of the nonprofit. As donors go through the Donate Now, Pay Later™ flow they will be asked if they’d like cover a portion of the program fees, the good news is, we’ve observed rather high opt in rates for that!