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A product built by donors, for donors.

Donate Now, Pay Later™

B Generous allows you to donate to your favorite nonprofit without stressing your bank account.

Have you ever wanted to help more? Donate more? Support more? But simply didn’t have the funds available right now…or maybe you felt your donation wasn’t large enough to make a difference?

That’s why B Generous was created…to give people the financial freedom to donate more to nonprofits.

Using our technology, you can Donate Now, Pay Later™, to more than 1.7 million U.S. nonprofits here on BGenerous.com. Or, look for our Donate Now, Pay Later™ button on your favorite nonprofit’s website, or wherever they fundraise.

THE BENEFITS
A revolutionary new way to donate, without paying anything today.

When you Donate Now, Pay Later,™ your donation is received right away, and you also receive your full tax deduction, but you simply pay over time with no fees, interest, or hassle.

Nonprofit receives your donation now, you pay later.
Nonprofit receives your donation now, you pay later.
When you click on the Donate Now, Pay Later™ button on your favorite nonprofit's website, you pay nothing today, but your nonprofit receives the donation now.
Immediate tax-deductible receipt.
Immediate tax-deductible receipt.
While you pay over time, you get your full tax deduction immediately, upfront.
No impact on your credit score to apply.
No impact on your credit score to apply.
Our soft credit check doesn’t ding your credit score when you apply.
Zero interest or fees.
Zero interest or fees.
There are no fees or interest for donors. It's completely free for you.
73
Of nonprofits want to use Donate Now, Pay Later™ to raise more money*
Of nonprofits want to use Donate Now, Pay Later™ to raise more money*
*Nonprofit Executive Study, Conducted by Campbell Rinker (October 2021)

Watch our demo

Check out our Donate Now, Pay Later™ demo for donors.

Who We Are

We’re a team of nonprofit executives, philanthropists, fundraisers, and technologists on a mission to help donors support their favorite nonprofits without stressing their finances.

Donors want to give to the organizations they believe in more than ever before. B Generous makes that possible. 

Today in the United States, more than 70% of donors want to give more to their favorite nonprofit, but simply can’t…leaving donors with two options: don’t donate or use a credit card with high interest rates. We think that’s a false choice, which is why we’ve created a free way for you to support your favorite nonprofit now, while maintaining the convenience of paying over time.

Sending nonprofit funds where they are needed most.

Last year, Americans donated more than $470 billion to nonprofits. Yet, more than one half of all U.S. nonprofits today have less than one month of cash reserves on hand. To put it simply, Americans are incredibly generous, but many nonprofits are still struggling. B Generous helps solve this problem by allowing donors to support their favorite organizations upfront with larger donations today, without putting unnecessary pressure on their finances.

Meet Some of Our Nonprofits

Let us introduce you to a few of our nonprofit customers.

Check out some of our featured nonprofits! Click the logos to find out more, or try Donate Now, Pay Later™.
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Our Difference

How B Generous is making a world of difference.

It’s time to democratize giving.

More than just a play on words, B Generous ensures a fair and transparent experience for both donors and nonprofits. Our Donate Now, Pay Later™ platform works to give everyone the dignity of being able to support their favorite philanthropic organizations. Now, everyone can experience the joy and impact of giving.

No interest. No fees. No hassle.

We all know the hidden fees and high interest rates that credit cards can charge. At B Generous, we think it’s important that donors are able to support their favorite organizations without getting hit with unnecessary fees, payments, and penalties, which is why our product is completely free to donors. This product was built by donors for donors.

Try Donate Now, Pay Later™

Making donations without stressing your wallet has never been easier.

Donor Stories

Don’t take our word for it. Hear what donors have to say about us.

FAQs

To see if you qualify to use Donate Now, Pay Later™ you’ll need to undergo a soft credit check which does NOT affect your credit score in any way. This credit check only takes a few seconds to run. Once you’re approved and accept a Donate Now, Pay Later™ plan, your payment history will be reported to the credit bureaus. In fact, you can help potentially build or increase your credit score by donating through B Generous and keeping current on your Donate Now, Pay Later™ plan! Imagine that, did you ever think you would be able to increase your credit score by simply making a donation to your favorite nonprofit? Well, now you can!

Nope! No interest, no hidden fees, and no penalties, ever. This product is free for donors.

You can make a donation through B Generous directly on the donation page of your favorite nonprofit. If your favorite nonprofit is not yet a B Generous partner, let us know at help@bgenerous.com

We’re a team of nonprofit executives, philanthropists, fundraisers, and technologists who have come together to unlock more money for more nonprofits. We believe this is best accomplished with our Donate Now, Pay Later™ product. It was important to us from the start, however, that the product was completely free for donors. This means no fees, transaction costs, and definitely no interest…ever. However, we are a business and we need to pay our employees a fair wage and keep the lights on. The way we make money is simple: when a nonprofit signs up on B Generous, they elect to cover the program fees associated with using Donate Now, Pay Later™. This means there are no hidden costs for the nonprofit and the nonprofit only pays a small “success fee” on each completed Donate Now, Pay Later™ transaction. But, we were still not satisfied, so we added another feature to our product which allows donors like you to cover a portion of the program costs on behalf of the nonprofit. As you go through the Donate Now, Pay Later™ flow, you’ll be asked if you’d like cover a portion of these program fees. There’s no pressure or obligation, but if you like helping nonprofits and think we’re a good solution to help them do more good in the world, then we’d love your support!

Things happen, we get it! If you ever think you’ll be late on a payment it’s best to reach out to us first. And even if you’re already late, hit us up, we’re really quite nice! Often times, we are able to work out a specialized program to adjust your payments. We never want to make anyone stressed for simply wanting to make the world a better place. If you’d like to reach out about your payment options, please email us at help@bgenerous.com

Nope. We’re a regular company working with nonprofits to help make the world a better place for all. And soon, we’ll be going through the process to become a certified B Corp, which is a designation that shows we adhere to certain social impact criteria and ethical business practices.

Most nonprofits who use the Donate Now, Pay Later™ platform will have 501(c)(3) status, meaning they are tax-exempt nonprofits recognized by the IRS, and they issue tax-deductible receipts. In fact, right after you’ve made your donation through B Generous, you’ll receive a full tax-deductible receipt from the nonprofit, even though you won’t have yet paid any money out of pocket. You can also access your tax-deductible receipts at any time through your B Generous donor portal. The good news is, your tax receipt will be for the full gross amount of the tax deductible portion of your donation!

Yes, the minimum donation we can finance for you is $75 and the maximum limit for a single donation is $20,000. If you want to give more, let us know and we’ll see what we can do!

It’s important to us that we work with ethical and transparent lending partners. Our primary lender is Drake Bank, an independent, local, community bank in St. Paul, Minnesota. Drake Bank’s mission is to build a better future for everyone, and we think that perfectly aligns with our mission to give people the financial freedom to support nonprofits. Together, Drake Bank and B Generous are making the world a better, more equitable, fairer and happier place for all.

Please reach out anytime at help@bgenerous.com or via our interactive help center, which you can find in the lower-right-hand corner of your screen. We’d love to hear from you!

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